Wealth Protection - Personal Insurance

Put a strategy in place to

protect your wealth

Compass Financial Solutions approach considers your entire financial well-being and reduces your risk exposure through our wealth protection services

Helping you establish a comprehensive wealth protection plan​

Compass Financial Solutions Wealth Protection offers a variety of personal insurance products that can safeguard your assets for years to come. Our holistic approach considers your entire financial well-being and helps reduce your risk exposure.

A lot of people are worried about their financial security, especially in today’s uncertain economy. That’s why it’s so important to have a wealth protection plan in place. We are focused on helping you establish a comprehensive wealth protection plan that fits your unique needs and protects you from any potential risks associated with the loss of income through illness, accident, or death. We have extensive knowledge in this field, and we will work tirelessly to make sure you and your loved ones are provided for.

HELPFUL SUPPORT

Feel confident that you and your family are secure

You want to feel confident that you and your family are secure, no matter what life throws your way. Compass Financial Solutions Wealth Protection can help make that a reality.

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Choosing the right Personal Insurance​

When it comes to securing your future, few elements are more important than wealth protection. A smart and cautious approach is key to ensuring that you maintain the financial security you need today and, in the years, ahead. No matter what your current wealth status may be, it’s important to understand how you can protect and grow it.

Our team specialise in advising and organising the most appropriate personal insurance for you:

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Do I need Life Insurance?

Taking out life insurance isn’t just about yourself, it’s for the security and future of the people you love. It’s a tough thought, but if something were to happen to you, would your family have enough emotional and financial support? Life cover is an invaluable safety net that can provide peace of mind.

Protecting your loved ones when the unexpected happens is one of life’s greatest gifts. It truly allows us to look over and beyond our own lifetimes—ensuring that everyone we love has all the support necessary no matter what comes their way.

Is Income Protection Insurance worth having?

Life can be unpredictable and, unfortunately, accidents or illness can cause you to lose your income when it’s needed the most. That’s why taking out income protection insurance -or disability insurance- could be a smart move.

It provides peace of mind that if you are no longer able to work because of an accident or illness with long term recovery times (months), then your financial security won’t suffer too greatly in the meantime – particularly important considering that at 35 years old we’re 10x more likely to experience disability than death! Over our working lives, we earn around $4 million so protect this by looking at Income Protection Insurance today.

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What is Trauma Insurance?

Trauma insurance can provide huge financial relief if you’re diagnosed with a critical illness or crisis. It makes sure that your family is taken care of and gives you the freedom to decide how best to use the money – from medical bills, mortgage payments to overseas trips! Plus, there’s no need for costly income protection policies as trauma cover pays out regardless of whether you’re working or not. This type of policy usually complements term life policies too so it could be worth considering adding one.

Key Person Insurance

Key person insurance is taken out by the business to compensate that business for financial losses that would arise from the death or extended incapacity of an important income producer member of the business. The insurance payout is a lump sum and is used by the business to offset the costs (such as recruitment of a successor) and the potential losses (such as a decreased ability to transact business) which the business is likely to suffer in the event of the loss of a key person.

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wealth protection financial advisor from sunshine coast

With so many questions to consider, it’s important that you take the time to think about whether your insurance policies are meeting your family’s needs.

  • Is there enough coverage for outstanding debts and loss of income?
  • Have you protected yourself against extended periods away from work?
  • Are you paying premiums out-of-pocket when they could be taken care of through Superannuation funds instead?

Come see us today and we’ll be sure to create a comprehensive wealth protection plan that ensures your financial well-being for years to come.

What Wealth Protection Strategies will work best for me?​​

Aside from a range of insurance policies designed to protect you and your family’s financial well-being, we can go beyond just protecting what you have already worked hard for. We will help you plan your wealth protection strategies based on your insurance policies and guide you to help grow your wealth in the long run.

Our team of experts has crafted the perfect solutions that encompass a variety of strategies to ensure maximum security and peace of mind.

Policy (Evaluations) Reviews

Need guidance with business and personal insurance? Take the time to review your policies, evaluate risk factors, understand tax implications—and make sure you're choosing products that are right for you.

Estate Planning and Other Financial Agreements

While we can provide guidance around wills, family charters, and agreements ensuring disputes can be avoided in addition to helping navigate tax implications and payment management with multiple financial structures like SMSF, Family Trusts, and Companies. We can offer referrals to suitable qualified solicitors and accounts to assist in achieving your wishes.

What Our Clients Say About Us

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We feel we are in good hands

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You have this year given us a lot of help ( So far Gratus) and made us look at things we didnt really want to think about- like where to next and how do we set ourselves up for the future.Very importantly you have put Sandra who didnt know you at all, at ease very quickly . Your calm ,experience and professionalism shows through, and we feel we are in good hands.

Although the plan is implemented we haven't yet sold the rental house but it is on the market. Once that is sold as discussed we will make a time to meet you in the new year, to get you to roll out a blue print for us to follow over the next few years ( a payday for you at last).
Thanks again

Tony & Sandra

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Everyone is polite and professional

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During the period that I have been dealing with Graham and the team at Compass Financial Solutions I have found that all of my meetings have been made easy by there friendly personalities. Everyone is polite and professional, and always willing to provide answers to questions, no matter how complicated or minor the matter might seem

Damian
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Best advice for our needs

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Compass Financial Solutions provided all the information we needed to make an informed decision to protect our family. I am confident that we have obtained the best advice for our needs

Jason & Amanda

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Extremely beneficial and professional

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My dealings with Graham MacIntyre and his various assistance over the last 8 years since I was widowed have been extremely beneficial and professional but with a feeling of ‘I’m talking to a friend.

Unknown
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Explains financial matters in a way which I can understand

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My financial advisor is very approachable at all times. He gives me confidence. He explains financial matters in a way which I can understand.

Suzanne

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Extremely beneficial and professional

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We were introduced to Kelly over 15 years ago, when my Wife Judy and I were starting to plan the next phase of our retired / fixed income lifestyle. We were immediately impressed with her astute understanding of what we wanted and would need in the future.

The result being very well-considered Financial Planning that has progressively served us very well. Throughout, Kelly has proven to be highly capable in this demanding area. Has always been available for consultation. And has provided comprehensive advice and guidance in a crucial planning period of our lives.
Her sound judgement has enabled us to incorporate any changes, and cope with any challenges we have encountered from time to time relative to our expenditure and budgeting.
In summary, Kelly’s professional approach and ability are, in our experience, of the highest level.

Peter and Judy
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Don't wait any longer, get in touch today and start on the path to financial success!

Our Contact Details

Business Hours

Monday - Thursday 8:30 AM - 5:30 PM
Friday 8:30 AM - 4:00 PM
Saturday Closed
Sunday Closed

Office Locations

Office Address:
6 Otranto Ave, Caloundra QLD 4551

Mailing Address:
PO Box 231, Caloundra QLD 4551

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